Government’s Ladli Lakshmi Yojana: ₹1 Lakh Benefit When Your Daughter Turns 21

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In an effort to promote the welfare of girls and ensure their financial security, the Ladli Laxmi Yojana has been introduced by the Government of Madhya Pradesh. This initiative aims to provide financial assistance to daughters from birth through various educational stages, encouraging their education and supporting them in achieving their dreams.

The Ladli Laxmi Yojana is a scheme designed to support and empower daughters from economically weaker sections of society in Madhya Pradesh. ​

Benefits Provided under Ladli Laxmi Yojana

  1. Initial Financial Assistance:
    • Registration Bonus:Upon registration under the scheme, the government provides an initial lump sum of ₹1,43,000 to the daughter. This amount is disbursed in various installments throughout her academic journey.
  2. Educational Milestones:
    • Sixth Grade: When the daughter enters the sixth grade, the government grants ₹2,000 to support her educational needs.
    • Ninth Grade: Upon reaching the ninth grade, she receives an additional ₹4,000.
    • Eleventh and Twelfth Grades: During these crucial years of schooling, the government provides ₹6,000 directly to the daughter’s account to aid in her education.
  3. Higher Education Support:
    • Graduate or Professional Courses:If the daughter pursues higher education in a graduate or professional course, she is eligible to receive ₹25,000 in two separate installments. This financial support is intended to ease the expenses associated with advanced studies.
  4. Marriage Bonus:
    • Age 21 and Above:If the daughter remains unmarried after turning 21, she is entitled to a one-time lump sum financial assistance of ₹1,00,000.  

Eligibility Criteria for Ladli Laxmi Yojana

The Ladli Laxmi Yojana is specifically targeted at families within Madhya Pradesh who meet certain conditions. To be eligible for the benefits of this scheme, the following criteria must be fulfilled:

  1. Date of Birth:
    • The daughter must have been born on or after January 1, 2006. This ensures that the scheme benefits new generations of girls who are just beginning their educational journey.
  2. Parentage and Residency:
    • The parents must be residents of Madhya Pradesh. Only families residing within the state are eligible to apply for this scheme.
  3. Number of Children:
    • The benefit is available only to families with a maximum of two children. This policy is aimed at promoting family planning and ensuring that the financial assistance is targeted effectively.
  4. Income Tax Status:
    • The parents must not be income taxpayers. This criterion ensures that the benefits are provided to economically weaker sections who would benefit most from the financial support.

Special Conditions for Eligibility

In addition to the general eligibility criteria, certain specific conditions are considered for eligibility under the Ladli Laxmi Yojana:

  1. Families with Deceased Parents:
    • Families where either the mother or father has passed away are eligible for the scheme. This provision ensures that daughters from single-parent households are also supported.
  2. Prison Conditions:
    • If a woman in prison gives birth to a daughter, she is still eligible for the benefits of the scheme. This reflects the government’s commitment to supporting all daughters regardless of their circumstances.
  3. Multiple Births:
    • In cases where a woman gives birth to three daughters in her first delivery, all three daughters will be entitled to the benefits of the scheme. This provision supports families with multiple daughters born in one childbirth.
  4. Second Marriages:
    • If a person remarries and has children from the second marriage, the daughters born from the second marriage are not eligible for the scheme. The benefits are only provided to daughters born before or during the first marriage.

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Application Process for Ladli Laxmi Yojana

Applying for the Ladli Laxmi Yojana involves a straightforward process. Here is a step-by-step guide to ensure a smooth application:

  1. Documentation:
    • Gather necessary documents, including the daughter’s birth certificate, proof of residence in Madhya Pradesh, and documents indicating the parent’s income status. Ensure that all documents are up-to-date and accurately reflect the eligibility criteria.
  2. Registration:
    • Visit the nearest Anganwadi center or government office responsible for implementing the Ladli Laxmi Yojana. Fill out the registration form provided by the officials.
  3. Submit Documents:
    • Submit the required documents along with the completed registration form. The officials will verify the information and process the application.
  4. Verification:
    • After submission, the authorities will verify the details provided in the application. This may involve cross-checking the documents and confirming the eligibility criteria.
  5. Receiving Benefits:
    • Once the application is approved, the benefits will be disbursed as per the scheme’s guidelines. Financial assistance will be provided in installments, and amounts will be credited to the daughter’s account at designated milestones.
  6. Regular Updates:
    • Keep track of any updates or notifications related to the scheme. This ensures that you are aware of any changes in the application process or benefits.

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